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OSHC Worldcare Enquiries
For more information contact:

 

OVERSEAS STUDENT HEALTH COVER

 

  

  

It is a condition of your student visa that you hold valid Overseas Student Health Cover (OSHC) for the entire visa length duration in Australia. OSHC is a private health care arrangement, equivalent to Australia’s Medicare system, which helps cover the costs of medical treatments in and out of hospital, should you get sick or have an accident.

The Australian National University’s preferred health cover provider is Allianz Global Assistance. However, this arrangement does not restrict you from obtaining OSHC from a provider of your choice. A list of approved providers can be found on the Department of Health and Aging website.

 

If you have been studying in Australia prior to attending the ANU make sure that your OSHC is extended for the length of your new visa. 
WHO IS ELIGIBLE FOR OSHC?

You are eligible for OSHC if you are:

  1.  the holder of a student visa; or
  2. a person who is applying for a student visa

 

How to calculate OSHC Duration?

 

Higher Education Sector: Temporary Visa (Subclass 573)

Length of stay

This visa allows you to stay in Australia for the duration of your course. It permits multiple entries to Australia. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

Your Overseas Student Health Cover (OSHC) policy must cover the full period of your visa. Your student visa can be granted up to the maximum duration outlined in the table below.

 

Duration of courseDuration of visa
Longer than 10 months and finishing at the end of the Australian academic year (November – December)Your visa will usually be granted to March 15 of the following year.
Longer than 10 months (finishing January - October)Your visa will usually be granted for two months longer than the duration of your course.
10 months or lessYour visa will usually be granted for one month longer than the duration of your course.

 

 

 

 

 

You need to ensure that your OSHC policy covers the entire length of your visa or your visa may only be granted until the expiry date of your OSHC.

For Example :

John has been offered a place in the Bachelors of Commerce starting from Semester 1, 2013 ( 18 February, 2013). He will be finishing his program at the end of Semester 2, 2015 (December 2015). In his case, the OSHC duration will be calulated from the beginning of the same calendar month - that is, the 01.02.2013 until 31.03.2016 (38 months) to cover the entire visa length.

In the instances where a student finishes their program early or withdraw from their studies, they are eligible to apply directly to Allianz Global Assistance for a refund of the difference in the total fee they paid and the number of months/ days of cover they used. 

 

Postgraduate Research Sector: Temporary Visa (Subclass 574)

Length of stay

This visa allows you to stay in Australia for the duration of your course. It permits multiple entries to Australia. Dependent family members who come with you to Australia are usually able to stay the same length of time as you, but they cannot stay once you have left the country.

Your Overseas Student Health Cover (OSHC) policy must cover the full period of your visa. Your student visa can be granted up to the maximum duration outlined in the table below.

 

Duration of courseDuration of visa
Longer than 10 months and finishing at the end of the Australian academic year (November – December)Your visa will usually be granted until 15 September of the following year. This is to allow an extra six months from 15 March (which is the normal expiry date for student visas granted under these circumstances) for the purpose of interactive marking of a thesis.
Longer than 10 months (finishing January – October)Your visa will usually be granted for eight months longer than the duration of your course. This is to allow an extra six months (on top of the two months that is normally granted for a student visa) for the purpose of interactive marking of a thesis.
10 months or lessYour visa will usually be granted for seven months longer than the duration of your course. This is to allow an extra six months (on top of the one month that is normally granted for a student visa) for the purpose of interactive marking of a thesis.

 

You need to ensure that your OSHC policy covers the entire length of your visa or your visa may only be granted until the expiry date of your OSHC.

For Example:

Emily has been offered a PhD candidature in Earth Sciences starting from 15 January, 2013. She will be finishing her program in 14 January, 2017. As she is an HDR student, her visa will cover up to 1 month before the commencement of studies (15 December, 2012), 2 months after the course finishes, plus an additional 6 months to cover the evaluation of thesis. Emily's OSHC duration will be calculated from 01.01.2013 until 30.09.2017 (57 months). Note that if Emily decided to change her commencement date to the 1 January 2013, her OSHC start date would be calculated from beginning of the previous calendar month - that is, the 01.12.2012.

In the instances where a student finishes their program early or withdraw from their studies, they are eligible to apply directly to Allianz Global Assistance for a refund of the difference in the total fee they paid and the number of months/ days of cover they used. 

 

Travelling to Australia with Family?

A spouse or legally recognised de facto partner and/or dependent children of a student will be covered by OSHC as long as the policy is for family cover.

Holding health insurance in your home country does not exempt you from the obligation of having OSHC. Only the citizens of the following countries are exempt from obtaining OSHC as they have a special inter-governmental arrangement with Australia:

  1. Norwegian students are covered by the Norwegian National Insurance Scheme
  2. Swedish students who are covered by CSN International (the Swedish National Board of Student Aid) or Kammarkollegiet (the Swedish Legal, Financial and Administration Agency)
  3. Belgian students covered by Belgian Government Insurance Scheme
  4. New Zealand citizens not on a student visa and have entitlements under the Reciprocal Health Care Agreement between New Zealand and Australia
Below are the current OSHC rates:

Months duration

Single

Dual Family

Multi Family

1

52

118

166

2

103

236

332

3

155

354

499

4

206

472

665

5

258

590

831

6

309

708

997

7

353

818

1,156

8

397

928

1,314

9

440

1,038

1,473

10

484

1,149

1,631

11

527

1,259

1,790

12

571

1,369

1,948

13

618

1,510

2,147

14

666

1,652

2,345

15

713

1,794

2,543

16

761

1,935

2,742

17

808

2,077

2,940

18

856

2,218

3,139

19

903

2,360

3,337

20

951

2,501

3,536

21

998

2,643

3,734

22

1,046

2,785

3,933

23

1,093

2,926

4,131

24

1,141

3,068

4,329

25

1,192

3,194

4,508

26

1,244

3,321

4,687

27

1,296

3,448

4,866

28

1,348

3,575

5,044

29

1,400

3,701

5,223

30

1,451

3,828

5,402

31

1,503

3,955

5,581

32

1,555

4,082

5,759

33

1,607

4,208

5,938

34

1,659

4,335

6,117

35

1,710

4,462

6,296

Months duration

Single

Dual Family

Multi Family

36

1,762

4,589

6,474

37

1,836

4,794

6,765

38

1,909

5,000

7,055

39

1,982

5,206

7,345

40

2,056

5,412

7,636

41

2,129

5,617

7,926

42

2,203

5,823

8,216

43

2,276

6,029

8,507

44

2,350

6,235

8,797

45

2,423

6,440

9,087

46

2,496

6,646

9,377

47

2,570

6,852

9,668

48

2,643

7,057

9,958

49

2,706

7,231

10,202

50

2,768

7,404

10,447

51

2,831

7,577

10,691

52

2,893

7,750

10,936

53

2,956

7,923

11,180

54

3,018

8,096

11,424

55

3,081

8,270

11,669

56

3,143

8,443

11,913

57

3,206

8,616

12,157

58

3,268

8,789

12,402

59

3,331

8,962

12,646

60

3,394

9,135

12,891

61

3,456

9,312

13,140

62

3,519

9,489

13,389

63

3,581

9,665

13,638

64

3,644

9,842

13,887

65

3,707

10,018

14,137

66

3,769

10,195

14,386

67

3,832

10,371

14,635

68

3,894

10,548

14,884

69

3,957

10,725

15,134

70

4,020

10,901

15,383

71

4,082

11,078

15,632

72

4,145

11,254

15,881

+Dual Family - Covers one valid student visa holder plus either one adult spouse or recognised de-facto partner or one or more dependant childern.
#Multi Family - Covers one student visa holder plus more than one dependant which can only include one adult spouse or recognised de-facto partner and one or more dependant children.

OSHC Worldcare Enquiries
For more information contact:
Allianz Global Assistance
ANU Client Service Representatives

The representatives are available on Campus:
Monday 9am-12pm & 1pm-4:30pm
Wednesday 9am-12pm & 1pm-4:30pm
Friday 9am-12pm & 1pm-4:30pm

They are located at the ANU Student Exchange (121 Marcus Clarke Street, entrance off Childers Street)
E: actcsr@allianz-assistance.com.au
Member Services
T: 13 67 42
E:
oshc@allianz-assistance.com.auInformation Sheet:The Australian Health Care System.pdf

PLEASE NOTE:
Bulk Billing Medical Practice will see domestic students with Medicare card.
International students and their families will be charged at the Medicare rate
and will need to pay at time of consult but can claim from OSHC (please confirm
the fee at the time of contact).

Health Cover for AusAID students

If you are an AusAID sponsored student, you will not need to pay OSHC yourself, however, if you are bringing your family to Australia, please discuss your Family OSHC with your AusAID Liaison Officer.